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. the workplace?”Dexter thought for a moment before answering, “Suppose the company you work for has a 401K plan...”“What’s a 401K plan?” Sarah asked.Dexter answered, “It’s like a savings account where you put money into it out of your paycheck. While the money is in the account, it’s being invested and, hopefully, increases in value at a better rate than a regular savings account. The thing is that you can’t touch the money until you retire. You don’t pay taxes on it until you take the money out of the fund. Now that’s a good deal because you’re making a lot of money when you put it into the fund so that taxes would have been high, but you’re not making a lot of money when you take it out so the taxes are low.”“So it’s a retirement thing,” Will said.“Right,” Dexter said.“So how is that dangerous?” Will asked.Dexter said, “It sometimes happens that the company puts that money into a fund that reinvests that money in the company. It’s kind of like this spot right here. Everything is. 'We cleaned up all by ourselves tonight.''We need a coffee,' Mel agreed and checked her phone. 'That coffee shop should be doable. Do you want anything, Emma?''Nah, thanks, it'll only get cold,' Emma said.'Got it, well good luck then, see you later,' Mel said.'Bye,' Beth added.They grabbed a handbag and hurried out of the door. Emma picked up her leather notebook with her stump, using the elbow joint to grab it. She couldn't write in it herself, but she had learned to turn the pages, and could at least use it to check her appointments. She hoped to buy a touchscreen tablet to use instead soon and was making good progress in learning how to better use her smart phone as well.She dropped the notebook into her brown leather handbag. Emma never closed its zip, but luckily she'd never been robbed. She wondered if potential thieves felt sorry for her. If that meant not worrying about protecting her cash she'd be okay with it, she thought and leant down to put her arm through the handbag's.
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